Cruise & Travel InsuranceTravel Information for the Smart Traveler™

Cruise & Travel Protection

A single covered emergency can cost more than your whole trip. Understand how cruise and travel protection works — then compare quotes from licensed providers.

Travel protection can reimburse non-refundable costs and cover emergencies far from home — trip cancellation and interruption, travel-medical and emergency evacuation, and delayed or lost baggage. This page is general information, not insurance advice; when you’re ready, a licensed travel-protection specialist provides quotes and explains what each plan covers.

Why Consider Travel Protection?

Protect your investment

Reimburse non-refundable trip costs if you must cancel for a covered reason.

Medical far from home

Many U.S. health plans don’t cover you abroad or at sea.

Emergency evacuation

Evacuation from a ship or remote area can cost tens of thousands.

Trip delays & baggage

Coverage for delays, missed connections and lost bags.

What Plans Typically Cover

Travel protection concept — luggage ready for a trip

Trip cancellation

Reimburses covered reasons you cancel before departure.

Trip interruption

Covers getting home if you must cut a trip short.

Travel medical

Care for illness or injury while traveling.

Evacuation & baggage

Emergency transport and lost/delayed luggage.

Good to Know

  • Coverage details vary by plan and provider
  • “Cancel for any reason” upgrades may be available
  • Pre-existing-condition waivers can be time-sensitive
  • Cruise-specific plans cover missed ports & ship medical
  • A licensed specialist explains what fits your trip

Ready to compare travel protection?

Tell us your trip details and a licensed travel-protection specialist will explain your options. Get up to 5 free, no-obligation quotes and compare plans.

Get up to 5 protection quotes!
Or contact a travel-protection specialist »

Why Smart Traveler?

Smart Traveler is a service of the travel division of Best of the USA, Inc. Entrust your trip to seasoned professionals specializing in cruises, tours, vacation packages, all-inclusive resorts and international airfares. With over 50,000 travel advisors in our growing database, we’re sure to have the experts right for your travel needs!

50+ years of expertise

Five decades fine-tuning the art of travel — every journey a masterpiece.

Online pioneers since 1995

Tradition blended with technology — book your dream trip with a click.

Exclusive proprietary rates

Insider access to rates and partnerships unavailable to the average traveler.

Travel Protection — Frequently Asked Questions

Is travel insurance worth it?

For trips with big non-refundable costs, international travel or cruises, protection can pay for itself in one covered event. Coverage needs vary — a licensed specialist helps you compare.

Does my health insurance work abroad?

Often not, or only partially — travel-medical and evacuation coverage fills that gap. Check your plan and ask a specialist.

When should I buy?

Soon after your first trip payment — some benefits (like pre-existing-condition waivers) are time-sensitive.

How do I get a travel-protection quote?

Request up to 5 free, no-obligation quotes from a licensed travel-protection specialist and compare plans. This page is general information, not advice.